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Personal Services

Personal Checking Accounts

  • No minimum balance requirements
  • Free online billpay
  • Free use of ATM network worldwide
  • Free smartphone app, telephone banking and online banking available
  • Unlimited check writing privileges
  • First check order free
  • Free ATM/Debit Card

Personal Savings Accounts

  • No minimum balance to earn interest
  • No monthly maintenance fees
  • Free ATM/Debit Card
  • Free smartphone app, telephone banking and online banking available

IRA Plans

The Westchester Bank offers Traditional IRA and Roth IRA plans. Funds may be placed in a Certificate of Deposit or Money Market Savings Account. Annual Contributions may be made anytime within the limit allowed by the IRS.

Traditional IRA 

  • Contributions may be tax-deductible
  • Contributions can be made until age 70½
  • Earnings are tax-deferred
  • Earnings and contributions are taxed at the time of withdrawal
  • Minimum withdrawals are required at age 70½

Roth IRA

  • Contributions are non-deductible
  • Contributions can be made at any age
  • Tax-free earnings
  • No minimum withdrawals required

Money Market Accounts

  • Earn competitive interest rates and maintain easy access to your funds
  • Access account via ATM, telephone or online
  • Free ATM access worldwide

Other Services and Features 

  • Mobile Banking
  • Overdraft Lines of Credit
  • Savings Bonds
  • Credit Cards
  • Combined eStatements
  • Reorder checks through the Bank’s website

More information and Schedule of Fees for TWB’s Personal Services - 287 kb pdf will open in a new window

MONEY MARKET ACCOUNT 1.00% ANNUAL PERCENTAGE YIELD Click to Learn More

Built on Integrity and Exceptional Customer Service

"As a leading commercial real estate owner, integrity and customer service remain our most valued assets. The Westchester Bank shares those same values. They really care about us and are trusted partners in our success."

Robert Weisz Chairman & CEO RPW Group

John Tolomer, President & CEO, The Westchester Bank


Latest News

The Westchester Bank Honored for 3rd Consecutive Year as a “Best Company to Work for in New York State”

Published 05/01/2019

The Westchester Bank, the leading community bank in Westchester County and one of the fastest growing in the country, was recognized on April 24th as a 2019 Best Companies to Work for in New York State. 

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