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Commercial Loan Products

Commercial Term Loans

  • Financing for fixed asset purchase up to 100% of cost
  • Adjustable and fixed rate loans available
  • Amortization schedules up to 10 years

Commercial Mortgages

  • Loans for acquisition or expansion of owner-occupied or investment properties
  • Adjustable, variable amortization schedules up to 25 years
  • Adjustable, fixed and variable rate loans available
  • Bridge Loans available

Residential Development Financing

  • Land acquisition and improvement loans
  • Revolving or phased construction loans

 TWB Leasing

  • 100% financing preserves working capital
  • Protection against equipment obsolescence
  • Off-balance sheet financing
  • Tax advantages
  • Pre-approved lease line Commercial Leasing

Commercial Lines of Credit

  • Competitive pricing
  • Variable interest rate tied to the Prime Rate or Libor
  • Fast, in-house approvals
  • Easy access to funds via facsimile and email
  • Asset-based lines of credit with advances made on a pre-determined formula

Credit Cards

  • MasterCard ensures worldwide acceptance
  • Rewards Programs available
  • Competitive APR
  • Revolving balance option
  • Automatic and online payment optionsCommercial Lines of Credit

Commercial Construction Lending

  • Financing to build a new business facility or fund major improvements
  • Interim or permanent mortgages
  • Interest only payments during construction on amount borrowed

MONEY MARKET ACCOUNT .65% ANNUAL PERCENTAGE YIELD Click to Learn More

Organized Banking for California Closets
From Left to Right: Bob Westenberg, John Tolomer

“I want a bank that really understands my business and responds quickly to my needs. That’s why my bank is The Westchester Bank. They offer everything the big banks have but with a personal touch.”

Bob Westenberg, Owner, California Closets
John Tolomer, President & CEO, The Westchester Bank


Latest News

Jay Serniak Appointed as Vice President, Commercial Lender

Published 04/17/2018

The Westchester Bank has announced the appointment of Jay Serniak to the position of Vice President, Commercial Lending

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