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Money Market Account Rates

BUSINESS MONEY MARKET ACCOUNT
ANNUAL PERCENTAGE YIELD (APY)
.65%
Balances $1,000 or more

  • Unlimited deposits and ATM withdrawals, and up to 6 additional business money market transfers and withdrawals
  • Balances of $999.99 or less will earn .30% Annual Percentage Yield (APY).
  • Variable rate product; interest rates may change at any time.
  • $20 monthly fee if Average Available Balance falls below $1,000
  • Service charge fees may reduce earnings. 

 

PERSONAL MONEY MARKET ACCOUNT
ANNUAL PERCENTAGE YIELD (APY)
.65%
Balances $1,000 or more

  • Unlimited deposits and ATM withdrawals, and up to 6 additional personal money market transfers and withdrawals
  • No monthly maintenance fees.
  • Debit Card and check access.
  • Telephone banking and online banking access.
  • Balances of $999.99 or less will earn .30% Annual Percentage Yield (APY).
  • Your deposits are insured by the FDIC up to the maximum allowed by law.
  • Variable rate product; interest rates may change at any time.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Business Money Market Account - Six transfers and withdrawals

Federal law limits certain types of telephone, check and electronic transfers and withdrawals from money market accounts to 6 per statement cycle. These limited transactions include things like Point of Sale transactions, Online and Mobile Banking transfers, and transfers from your Money Market Account to another of your TWB bank accounts. If you go over this limit, we charge $10 for each of these transactions after the initial 6. If you exceed this limit on more than an occasional basis, we are required to close your Money Market Account.

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Personal Money Market Account - Six transfers and withdrawals

Federal law limits certain types of telephone, check and electronic transfers and withdrawals from money market accounts to 6 per statement cycle. These limited transactions include things like Point of Sale transactions, Online and Mobile Banking transfers, and transfers from your Money Market Account to another of your TWB bank accounts. If you go over this limit, we charge $10 for each of these transactions after the initial 6. If you exceed this limit on more than an occasional basis, we are required to close your Money Market Account.

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MONEY MARKET ACCOUNT .65% ANNUAL PERCENTAGE YIELD Click to Learn More

Organized Banking for California Closets
From Left to Right: Bob Westenberg, John Tolomer

“I want a bank that really understands my business and responds quickly to my needs. That’s why my bank is The Westchester Bank. They offer everything the big banks have but with a personal touch.”

Bob Westenberg, Owner, California Closets
John Tolomer, President & CEO, The Westchester Bank