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The Westchester Bank was formed in 2008, a time when the nation was facing the worst economic downturn since the Great Depression. It was a year in which large financial and banking institutions were failing and consumer confidence was at its lowest ebb... not exactly the most propitious time to start a new business anchored in Yonkers.

Yet the Founders of The Westchester Bank had correctly identified a void in the marketplace and opened a local community bank with a simple, yet fundamental, formula for success. It offered the same bank products and solutions as the bigger banks but delivered them in a highly personalized and friendly manner. The Westchester Bank understood the significance of strong local roots, from its core of local investors and bank professionals to understanding and facilitating the real needs of other local businesses in the community.

The Westchester Bank’s core operating principal of Banking Made Personal has remained a constant since Day 1. The results speak for themselves:

  • The Bank is responsible for significant job creation in Westchester County. Starting with just 8 employees in 2008, the Bank proudly employs 55 people today. Additionally, Bank loans to a wide array of small and mid-sized businesses have catapulted both business expansion and new job creation throughout the county.
  • The Bank has grown from 1 single branch to 5 full service branches throughout Westchester County… and has a newly established headquarters in White Plains.
  • The Bank has grown from $39 million in assets to over $600 million in total assets in just 7 years.
  • The Bank recently received the industry’s highest performance rating, a Bauer Five-Star Rating, a national recognition reflecting financial strength, stability and overall performance excellence. The Bank has now earned this acclaim for a record 4th consecutive year.
  • The Bank was selected a “Top 100 Best Performing Community Bank in America” in 2015 by SNL Financial. Rankings were determined after an extensive analysis of over 6,300 banks nationwide.

Relative to staying power, the Bank is in it for the long haul. Future business plans call for rapid expansion, employment, community outreach and unprecedented growth designed to have an overall positive economic impact throughout Westchester County. The Bank is committed to more branch openings, more hiring and more loan activity for small to mid-sized businesses as they expand to offer additional employment opportunities.


The Toast of Emma's Ale House
From Left to Right: Casey Egan, John Tolomer

“I was looking for a partner not just a bank. The team at The Westchester Bank truly cares about Emma’s Ale House and will work to achieve both of our goals.”

Casey Egan, President, Emma’s Ale House 
John Tolomer, President & CEO, The Westchester Bank